Portal Payment Options

Currently following payment options are available on the Portal Shop:

1. US Shop Region

• CreditCard (one time and recurring payments)
• Link (one time and recurring payments)
• Apple Pay (one time and recurring payments)
• Google Pay (one time and recurring payments)
• Affirm (one time / pay later / pay in rates)
• Afterpay (one time / pay later / pay in rates)
• Klarna (one time / pay later / pay in rates)

2. AU Shop Region

• CreditCard (one time and recurring payments)
• Link (one time and recurring payments)
• Apple Pay (one time and recurring payments)
• Google Pay (one time and recurring payments)
• Klarna (one time / pay later / pay in rates)
• ZIP (one time / pay later)

3. UK Shop Region

• CreditCard (one time and recurring payments)
• Link (one time and recurring payments)
• Apple Pay (one time and recurring payments)
• Google Pay (one time and recurring payments)
• Klarna (one time / pay later / pay in rates)

4. EU Shop Region

• CreditCard (one time and recurring payments)
• Link (one time and recurring payments)
• Apple Pay (one time and recurring payments)
• Google Pay (one time and recurring payments)
• Klarna (one time / pay later / pay in rates)
• Bancontact (one time / popular in Belgium)
• EPS (one time / popular in Austria)
• GiroPay (one time / popular in Germany)
• iDeal (one time / popular in Netherlands)

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Details regarding "pay later" payment options or monthly installment plans for larger purchases, such as those for miHealth, BHC, or BWS products:

1. Klarna

• Pay in 3 or 4 interest-free installments
• Pay in 30 days
• Pay now with stored payment details
• Monthly payments for up to 36 months:  Financing allows you to spread the cost of your purchase for up to 46 months

How much can you spend with Klarna? Here is what Klarna says

Klarna does perform a CreditCheck. Here are some infos on it

2. Affirm

• Pay in 4:
  • Interest free
  • Purchase Amount: 50 USD - 1,000 USD+ (may differ)
  • Number of payments: 4 / payment every 2 weeks
  • Down payment might be required at check out for bigger amounts
  • Credit impact to apply? None
  • Credit impact with a loan? May impact if delinquent
• Monthly Installments:
  • Interest: 0-36%
  • 50 USD - 30,000 USD
    • The highest cart allowable is $30,000 USD. Affirm will finance up to $20,000 USD for qualified applicants, and the customer would then be responsible for the remaining $10,000 USD with a downpayment.
      
    • For any purchase over $30,000, Affirm won’t be available as a payment option.
      
    • The lowest purchase amount available or cart floor for all Affirm purchases is $50 USD
  • Number of payments: 3-60 / payment monthly
  • Down payment might be required at check out for bigger amounts
  • Credit impact to apply? None
  • Credit impact with a loan? May impact if loan is accepted or delinquent

Does Affirm perform a credit check?

Affirm performs a soft credit inquiry when you create an account to prequalify you for future purchases. This soft inquiry does not affect your credit score and will not show on your credit report. However, when you do make a purchase, your credit score could be affected if Affirm does a hard credit inquiry. Additionally, your payment history and credit usage may also be reported to the credit bureaus.